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Climate change  is changing the way your home insurance works in New York City. Over the past few years, you may have noticed premiums creeping up—and it’s not just a coincidence. With stronger storms, heavier rainfall, and rising flood risks, insurers are facing higher potential payouts. As a result, some types of coverage are becoming harder to find, premiums are increasing, and in certain high-risk areas, insurers may even limit or stop writing new policies altogether. NYH

Mold often grows quietly before you ever see it. It can hide behind walls, under flooring, or inside ventilation systems — spreading through the air and damaging surfaces as it grows. Detecting mold early is the key to preventing costly repairs and protecting your home’s indoor air quality. At NYHR , we help homeowners across New York City identify, remove, and prevent mold  using professional testing and remediation techniques tailored for NYC homes and apartments. Common Si

Protecting homes from Staten Island flooding starts long before the storm hits. Homeowners in this coastal borough face unique risks from heavy rain, tidal surges, and overflowing storm drains. Taking preventive measures during the design, construction, and maintenance phases can help minimize damage and protect your property’s long-term value. At NYHR , our team works to restore both your home and your peace of mind — providing expert flood restoration services  and practica

When temperatures drop, heating systems and portable devices become essential — but they also become one of the leading causes of winter house fires . In New York and across the U.S., most home fires between November and February start from unsafe heating practices. In this guide, NYHR explains how to stay warm safely and prevent fire damage in your home, whether you use radiators, space heaters, fireplaces, or central heating. 1. Keep Heaters Clear of Flammable Items The mos

Restoring your home after damage—whether from water, fire, mold, or storms—can feel overwhelming. Beyond the emotional strain, homeowners must manage repairs, coordinate multiple professionals, and make decisions that affect both the safety and value of their property. At NYHR, we understand that recovery is about more than fixing structures—it’s about providing guidance, support, and peace of mind every step of the way. Streamlined Support from Start to Finish One of the big

Water damage can strike unexpectedly, leaving your home vulnerable to structural issues, mold growth, and costly repairs. When disaster strikes, finding local water damage experts who can respond quickly and effectively is crucial. This guide will help you understand the importance of professional restoration, how to find trustworthy services nearby, and what to expect during the restoration process. Why Choose Local Water Damage Experts? Choosing local water damage experts

Owning a home in New York City is an investment — and protecting that investment with the right insurance coverage is essential. From water damage to fire restoration, insurance can make the difference between a quick recovery and major financial loss. At NYHR , we specialize in helping homeowners understand their coverage, navigate claims, and get the most from their insurance.  Below are the most common questions NYC homeowners ask about home insurance. 1. Which Home Insura

You come home after a long day and notice a faint, irregular stain spreading across your living room ceiling. At first, you wipe it away, hoping it’s nothing, but days later, the spot darkens and the paint begins to bubble. This kind of slow, sneaky water damage is all too common in New York City homes. From pre-war brownstones to modern condos, water can quietly infiltrate walls and ceilings, often remaining hidden until serious damage occurs. By the time you notice a visibl

You might think home damage only happens from big events — like a burst pipe, a storm, or a kitchen fire. But often, it’s the everyday habits that cause the most trouble. Simple things you do without thinking can slowly lead to fire risks, mold growth, water damage, or structural wear over time. At NYHR we’ve seen how small choices can lead to major restoration work later. Here are 10 common habits that could be harming your home without you realizing it, and how to prevent l

Learn how fire and cigarette smoke affect your home, how long smoke damage lasts, and how NYHR provides expert restoration, renovation, and insurance guidance in NYC.

Bathrooms are among the most high-risk areas for water damage in New York City homes. From leaky pipes in aging apartments to sudden...

New York City’s coastal location makes it especially vulnerable to flooding. Storm surges, heavy rains, and rising tides can cause severe...

The kitchen is often called the heart of the home, but it’s also one of the leading sources of residential fires. Nearly half of all home...

Renovating a small apartment in New York City can feel challenging, but with smart design strategies, you can turn even the tiniest space...

Owning a home in New York City is both exciting and demanding. From Brooklyn brownstones to Manhattan co-ops and Queens condos,...

Owning a home in Manhattan or anywhere in NYC comes with unique challenges. From sudden floods to aging buildings, early detection of...

While New York City isn’t typically associated with wildfires, urban wildfires and fire-related emergencies can still pose serious risks...

New York City is home to countless apartment buildings, each with its own unique charm and history. However, these buildings are not immune to the common issue of leaks. Whether you're living in a pre-war building or a modern high-rise, understanding the causes of leaks can help you address them promptly. Here are the seven most common causes of leaks in NYC apartment buildings:   1. Aging Plumbing Systems Many NYC buildings have plumbing systems that are decades old. Over ti