NYC Insurance Restoration Contractor for Damage Repair and Rebuilds
We document the damage, prepare a detailed repair estimate for your adjuster, then restore and remodel your apartment or home. One contractor from the claim to the finished home.
Licensed NYC Home Improvement Contractor #2135898-DCWP · EPA Lead-Safe Certified Firm · 7-Year Labor Warranty · 5.0 on Google (10 reviews)
INSURANCE CLAIM HELP
HOME INSURANCE RESTORATION SPECIALISTS: HELP WITH YOUR INSURANCE CLAIM
Water, fire and mold damage rarely stops at what you can see. Moisture, smoke and contamination often spread behind walls, beneath floors and above ceilings, and initial insurance estimates frequently overlook them. The adjuster's first estimate often covers only what's visible, so relying on it alone can mean a payout that doesn't cover everything.
Not sure if your insurance payout is enough? Read our guide on whether to accept your insurance payout or request a reassessment.
Whether it's a kitchen fire or a burst pipe, we:
Document the damage with photos, video and moisture readings, including what you can't see.
Prepare a detailed repair estimate based on NYC labor and material costs.
Review your insurer's estimate line by line and flag damage that was missed.
Meet your adjuster on site (or your public adjuster, if you have one), answer their questions about the repairs and submit supplements when hidden damage turns up.
Choosing a Restoration Company That Handles Your Insurance Claim
The best restoration companies for insurance claim repairs inspect and document all the damage, prepare a detailed line-by-line repair estimate, work with your adjuster, and then complete the repairs and any remodeling themselves. In NYC, NY Home Restoration (NYHR) does all of this as one project, using moisture meters and infrared imaging to find what the first estimate missed.
Leak From the Apartment Above?
When the water came from a neighbor's unit, up to three policies can be involved: yours, your neighbor's and the building's. We document where the leak started and what it damaged so each insurer has what it needs.
Condo & Co-op Insurance Claims
In a condo or co-op, your unit policy and the building's master policy cover different things. NYHR works alongside your condo claim adjuster and documents the damage inside your unit so it's clear which policy covers what.
A complete, well-documented claim usually means a better result: most of our clients end up with a home that's an upgrade over what they had.
WHY NYHR
WHY NYC HOMEOWNERS
CHOOSE NYHR
NY Home Restoration (NYHR) is an insurance restoration contractor in NYC that handles the insurance claim documentation, the repairs and the remodel as one project, inside apartments and homes. Many homeowners end up hiring one company to document the damage, another to repair it and a third to remodel, each on its own schedule. With NYHR, one team and one project manager handle all of it, from the first visit to the final walkthrough.
One Contractor, Start to Finish
The same team handles your claim paperwork, your repairs and your kitchen or bathroom remodel.
Licensed & Insured
Licensed NYC Home Improvement Contractor (DCWP license #2135898-DCWP), fully insured for work in co-ops and condos.
EPA Lead-Safe Certified
EPA Lead-Safe Certified Firm #NAT-F326065-1, certified to work safely with lead paint in pre-1978 homes.
7-Year Labor Warranty
Our workmanship is covered for seven years on qualifying projects.
Call or text 212-300-6947 to book a free inspection.
WHAT WE DO
HOME RESTORATION AFTER WATER, FIRE, MOLD & STORM DAMAGE
NYHR is a New York restoration company that handles your insurance claim, your repairs and your remodel, inside NYC apartments and homes. We start once the space is dry: ceilings, walls and floors rebuilt after leaks, burst pipes, fire, mold and storm damage.
Ceilings, walls and floors rebuilt after leaks, burst pipes and a leak from the apartment above.
From demolition to a full, code-compliant rebuild after a fire.
Ceilings, walls and floors repaired after storm leaks and frozen or burst pipes.
Mold removed at the source, then the affected areas rebuilt.
Basements and ground floors rebuilt after a flood, from new drywall and insulation to finished floors.
Lead-safe work in pre-war homes by an EPA Lead-Safe Certified Firm, with asbestos handled before repairs begin.
REMODELING YOUR HOME WITH YOUR INSURANCE PAYOUT
The same crew and project manager who complete the insurance repairs also handle the remodel, so you can upgrade a kitchen, bathroom or entire apartment in one project. Once the walls are open for repairs, it's the best time to change a layout or refresh finishes, with no second crew and no second round of building approvals.
How Insurance Claim Remodeling Works
When every bit of damage is documented, including what's behind walls and under floors, your claim reflects what a proper rebuild actually costs in NYC. That's why most of our clients end up with rooms that are newer and nicer than before the damage. We help you choose finishes and layouts that make the most of your settlement, and if you want to go beyond it, we price that separately. Your deductible still applies.
Gut renovations for apartments, townhouses and brownstones.
New cabinets, counters, layouts and appliances after damage.
Tile, fixtures and waterproofing rebuilt after leaks or as a planned remodel.
BASEMENT RENOVATIONS
Basements finished or rebuilt after water damage, with upgrades in the same project.
OUR UNIQUE PROCESS
FROM INSURANCE CLAIM TO FINISHED HOME: OUR PROCESS
Our team takes you from the first inspection to the final walkthrough.
Water still coming in? Shut off the source and call a mitigation company first. They extract the water and dry the space. Once your space is dry, call us: we document the damage, work with your adjuster and rebuild. Not sure what stage you're at? Text us a photo at 212-300-6947.
We inspect your home and record all the damage, including what's hidden inside walls, ceilings and floors, with photos, video and moisture readings.
01
FREE INSPECTION & DAMAGE DOCUMENTATION
We prepare a detailed repair estimate and show you and your adjuster anything the insurer's estimate missed. See how to evaluate your insurance payout before moving forward with repairs.
CLAIM SUPPORT & ESTIMATE REVIEW
02
We safely remove damaged materials, mold and lead paint, then rebuild to code with new materials, from water damage reconstruction to full fire damage reconstruction. For most clients, the finished rooms are an upgrade over what was there before.
03
REPAIR, REBUILD & REMODEL
RECENT PROJECTS
OUR PROJECTS
Real NYC homes, from the insurance claim to the finished room: ceilings, kitchens, bathrooms and full apartments rebuilt after water and fire damage, many with upgrades done in the same project.
NYHR repairs and renovates apartments and homes across all five boroughs, from our office at 25 W 26th St in Manhattan:
✔ Manhattan ✔ Brooklyn ✔ Queens ✔ Bronx ✔ Staten Island
From co-ops and pre-war apartments on the Upper West Side to brownstones in Park Slope, houses in Astoria and Forest Hills, and single-family homes on Staten Island. See where we work.
Lasha S.
⭐⭐⭐⭐⭐
“I returned to my Manhattan apartment to find water seeping through the ceiling and walls due to a leak from the unit above. Overwhelmed by the damage and the insurance claims process, I turned to NY Home Restoration.”
George L.
⭐⭐⭐⭐⭐
“When a flood from the apartment above my studio left me feeling overwhelmed, I turned to the amazing team at NYHR for help. They truly worked miracles, completing the project on schedule and within budget.”
Papuna S.
⭐⭐⭐⭐⭐
“Very professional people. They are very efficient with insurance companies and helped me a lot during my water damage.”
Alex M.
⭐⭐⭐⭐⭐
“When my apartment had water damage, I was completely overwhelmed. NYHR stepped in and made things so much easier. They communicated well, showed up when they said they would, and the quality of the work was excellent.”
WHAT OUR CLIENTS SAY
CONDOS, CO-OPS & PRE-WAR APARTMENTS
Most NYC damage happens in shared buildings, where a leak upstairs becomes your problem and every repair needs approval. NYHR repairs everything from a single damaged room to a full gut renovation in NYC inside co-ops, condos and pre-war apartments, and we know how these buildings work:
Board approvals: we prepare the paperwork co-op and condo boards ask for, including certificates of insurance and alteration agreements.
Permits: we file with the NYC Department of Buildings when the work requires it.
Lead paint: pre-war walls and floors often hide it. As an EPA Lead-Safe Certified Firm (#NAT-F326065-1), we handle it safely as part of the same project.
Condo and co-op claims: your unit policy and the building's master policy cover different things, and we document the damage so it's clear which covers what.
Frequently Asked Questions
GET IN TOUCH
START WITH A FREE INSPECTION & CLAIM REVIEW
Tell us what happened and we'll come see the damage, at no cost. You'll leave with a clear list of what needs repairing, what your claim should include and what your remodel could look like. Or call or text 212-300-6947.
